Empowering Compliance and SuccessScoreCEo - The Best Credit Repair Software for Professionals
At ScoreCEO,
Our Mission is Clear
As the best credit repair software for professionals or enterprise credit repair organizations, we provide comprehensive software solutions and personalized services dedicated to empowering credit repair businesses to achieve sustainable growth while adhering to the highest standards of industry compliance. Compliance is not just a legal requirement—it’s the foundation for long-term success.
Our Journey to Empower Credit Repair Professionals
Meeting the Needs
Founded in 2010 by Joshua Carmona, Scoreinc.com (aka: Score) was created to provide dispute process outsourcing to credit repair businesses.
By 2013 Score had become the largest dispute process outsourcing business in the industry and realized that the existing credit repair software solutions did not provide credit repair organizations with the tools they needed to be compliant and successful.
In 2013 ScoreCEO was created to solve some of the most pressing challenges faced by credit repair businesses. We recognized a growing need for an all-encompassing credit repair business software solution that could support CROs in managing the complexities of compliance, lead generation, sales management, client management, credit repair dispute process management, automated billing and invoicing, lead, client, and referral partner portal access, automated data entry via credit report importers, and much more.
This insight led to the development of ScoreCEO, which officially launched in January 2016.
Revolutionizing
Since then, over 6,000 credit repair companies have placed their trust in ScoreCEO to power their operations. Through continuous improvements and a commitment to customer success.
We’ve introduced more than 300 enhancements to our platform, making it the best credit repair software for credit repair businesses and professionals. Along the way, we’ve tripled our employee base, reflecting our sustained growth and dedication to compliance and innovation.
By starting a Life Changing Credit Repair Business
20.7 K
ACTIVE BUSINESSES
17.2 M
LIVES CHANGED
34.9 M
CREDIT ISSUES RESOLVED
53-187 pt
CREDIT SCORE INCREASE
The Challenges We Solve
From the start, we recognized that CROs struggled with
four key challenges.
Business Intelligence
Dashboards
If you manage your business correctly you need visual / actionable key performance indicators (KPI’s) that help you manage your business with just a click of your mouse.
Compliance
Management
Navigating a web of complex regulations, including CROA (Credit Repair Organizations Act), TSR (Telemarketing Sales Rule), CAN-SPAM Act, PCI/DSS, TCPA, and CTIA guidelines.
Process
Optimization
Streamlining sales, lead, client, referral partner communications and operations within the business using automated campaign managers and customer workflows.
Advanced Automated
Billing platform
Whether you support pay per delete, Hybrid, or monthly billing CRO’s need a secure platform that can put your Invoicing and payments on remote control while staying in compliance with PCI/DSS best practices.
Systematic Lead
Generation
By attracting, nurturing, and closing new leads efficiently by creating inbound digital marketing sales funnel, social media post, or marketing campaigns to increase lead acquisition while lowering your cost of acquisition.
Effective Dispute
Handling
Implementing a technical factual dispute process through the most advanced dispute software engine in the industry. Automatically import your Credit Armour, Dispute Armour, SmartCredit, MyScoreIQ, IdentityIQ credit monitoring services. At the click of a button use AI to create the best credit audit hardcopy of your client’s credit file and send it to them.
State by State Compliance Contract
Management
CRO’s may need to be licensed and bonded in different states. Each state may have different compliance needs and require specific state disclosures that need to be included in the consumers credit repair agreements. Automating the management of state contracts and disclosure by state is crucial to scale your business.
ScoreCEO was designed to address these challenges and help CROs grow their credit repair business while maintaining the highest standards of compliance.
Start Your Free Trial TodayDriving Growth and Innovation in Credit Repair
Our Vision for the Future
Looking ahead, we are focused on continuing to dominate the credit services industry by providing the most compliant and innovative credit repair business software, along with essential educational resources and marketing tools. Our vision is to be a complete solutions provider for credit repair businesses, tripling our Active ScoreCEO SaaS Customers in the United States and Canada by December 31, 2025.
Growth & Innovation
By 2025, we plan to expand to 3x our client base and increase our sales by at least 200%, continuing to add features that help CROs thrive. We envision a future where credit repair companies, empowered by ScoreCEO, can grow confidently while maintaining strict compliance standards and improving client satisfaction.
The Foundation of
ScoreCEO’s Success
Our success is built on a strong foundation of core values that guide everything we do at ScoreCEO. These values shape our company culture, influence our decisions, and define how we support credit repair businesses.
Growth and
Knowledge
At ScoreCEO, we believe in empowering our team members with continuous learning opportunities. This investment in personal and professional development equips our employees with the skills needed to deliver top-tier services to our clients. When our team grows, so do our clients, and ultimately, so does ScoreCEO—the best credit repair software for professionals.
Compliance
First
Compliance isn’t just an industry requirement—it’s our guiding principle. We focus on helping CROs stay compliant with federal and state regulations, from CROA to the Telemarketing Sales Rule (TSR). This commitment to compliance is woven into every aspect of our credit repair business software, services, and support.
Mutual
Respect
Respect is a fundamental value at ScoreCEO. We treat our team members and clients with the highest level of respect, creating a culture of positivity and collaboration. In turn, our team members treat our clients as royalty, always striving to meet and exceed their expectations.
Customer-Centric Empowerment
Our clients are at the heart of everything we do. We believe in empowering credit repair businesses to succeed by providing them with the tools, knowledge, and support they need to achieve their goals. We stand alongside our clients, with our platforms and services, helping them turn their dreams into reality.
Integrity and
Trust
Trust is essential to building lasting relationships. We trust our employees to always do the right thing, and we encourage transparency in every interaction. At ScoreCEO, the truth is always better than just a “good answer.” Integrity is the foundation upon which we build trust with both our team and our clients.
Optimism and Open Communication
Effective communication is key to overcoming challenges. We practice open, real communication within our team and with our clients. This optimism and transparency allow us to face any obstacle with confidence, knowing that we can work together to find the best solutions for our clients.
Humility
Humility is essential for growth. At ScoreCEO, we check our egos at the door, always open to new ideas and feedback. This mindset of continuous improvement enables us to better serve our clients and adapt to the ever-changing landscape of the credit repair business.
Continuous Improvement
and Collaboration
We are committed to continuous improvement in everything we do. By working together, we push the boundaries of what’s possible, constantly refining our products and services to meet the evolving needs of CROs. Collaboration is the key to success, and at ScoreCEO, we believe in lifting each other up to achieve greatness.
Commitment and
Accountability
We do what we say we will do! on time, with precision. This level of commitment is how we build trust with our clients and ensure that we meet their expectations. At ScoreCEO, accountability is not just a value—it’s a promise we make to ourselves and to our clients.
ScoreCEO was designed to address these challenges and help CROs grow their credit repair business while maintaining the highest standards of compliance.
Why ScoreCEO?
ScoreCEO is not just another credit repair business software provider; we are a complete, all-in-one solution for running a successful and compliant credit repair business. Here’s what sets us apart:
Compliance at
Every Step
Our software is designed to help CROs stay compliant with complex regulations, ensuring their long-term success.
Powerful
Marketing Tools
We offer built-in marketing features that help credit repair businesses attract and convert leads while remaining compliant.
State Compliance
Module
We provide tools to help manage state-by-state licensing and generate location-specific contracts and disclosures.
Start-Up
Support
We help new businesses get off the ground with “done-for-you” campaigns that set them up for success.
Dispute Process
Outsourcing
As one of the best credit repair outsourcing companies, we offer outsourcing solutions to help CROs focus on what matters most growing their business.
Seamless
Integration
ScoreCEO integrates with platforms like Dropbox e-Sign, making it easier than ever to manage electronic documents and client onboarding.
Ready to grow your credit repair business?
ScoreCEO is here to provide all the tools, support, and compliance solutions you need to succeed. Contact us today to learn more about how we can help you take your credit repair business to the next level.
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