Empowering Compliance and SuccessScoreCEo - The Best Credit Repair Software for Professionals
As the best credit repair software for professionals or enterprise credit repair organizations, we provide comprehensive software solutions and personalized services dedicated to empowering credit repair businesses to achieve sustainable growth while adhering to the highest standards of industry compliance. Compliance is not just a legal requirement—it’s the foundation for long-term success.
Our Journey to Empower Credit Repair Professionals
Meeting the Needs
Founded in 2010 by Joshua Carmona, Scoreinc.com (aka: Score) was created to provide dispute process outsourcing to credit repair businesses.
By 2013 Score had become the largest dispute process outsourcing business in the industry and realized that the existing credit repair software solutions did not provide credit repair organizations with the tools they needed to be compliant and successful.
In 2013 ScoreCEO was created to solve some of the most pressing challenges faced by credit repair businesses.
We recognized a growing need for an all-encompassing credit repair business software solution that could support CROs in managing the complexities of compliance, lead generation, sales management, client management, credit repair dispute process management, automated billing and invoicing, lead, client, and referral partner portal access, automated data entry via credit report importers, and much more.
This insight led to the development of ScoreCEO, which officially launched in January 2016.
Revolutionizing
Since then, over 6,000 credit repair companies have placed their trust in ScoreCEO to power their operations. Through continuous improvements and a commitment to customer success.
We’ve introduced more than 300 enhancements to our platform, making it the best credit repair software for credit repair businesses and professionals. Along the way, we’ve tripled our employee base, reflecting our sustained growth and dedication to compliance and innovation.
Book a CallBy starting a Life Changing Credit Repair Business
Over 8,000
CREDIT REPAIR ORGANIZATIONS PORTALS DELIVERED
Over 42K
CRO LEADS CONVERTED TO CUSTOMERS
Over 500K
ACCOUNTS DELETED OR REPAIRED
100 point
AVERAGE SCORE INCREASE IN 6 MONTHS
The Challenges We Solve
From the start, we recognized that CROs struggled with
seven key challenges.
Business Intelligence
Dashboards
If you manage your business correctly you need visual / actionable key performance indicators (KPI’s) that help you manage your business with just a click of your mouse.
Compliance
Management
Navigating a web of complex regulations, including CROA (Credit Repair Organizations Act), TSR (Telemarketing Sales Rule), CAN-SPAM Act, PCI/DSS, TCPA, and CTIA guidelines.
Process
Optimization
Streamlining sales, lead, client, referral partner communications and operations within the business using automated campaign managers and customer workflows.
Advanced Automated
Billing platform
Whether you support pay per delete, Hybrid, or monthly billing CRO’s need a secure platform that can put your Invoicing and payments on remote control while staying in compliance with PCI/DSS best practices.
Systematic Lead
Generation
By attracting, nurturing, and closing new leads efficiently by creating inbound digital marketing sales funnel, social media post, or marketing campaigns to increase lead acquisition while lowering your cost of acquisition.
Effective Dispute
Handling
Implementing a technical factual dispute process through the most advanced dispute software engine in the industry. Automatically import your Credit Armour, Dispute Armour, SmartCredit, MyScoreIQ, IdentityIQ credit monitoring services. At the click of a button use AI to create the best credit audit hardcopy of your client’s credit file and send it to them.
State by State Compliance Contract
Management
CRO’s may need to be licensed and bonded in different states. Each state may have different compliance needs and require specific state disclosures that need to be included in the consumers credit repair agreements. Automating the management of state contracts and disclosure by state is crucial to scale your business.
ScoreCEO was designed to address these challenges and help CROs grow their credit repair business while maintaining the highest standards of compliance.
Get Started for FreeDriving Growth and Innovation in Credit Repair
Our Vision for the Future
Looking ahead, we are focused on continuing to dominate the credit services industry by providing the most compliant and innovative credit repair business software, along with essential educational resources and marketing tools. Our vision is to be a complete solutions provider for credit repair businesses, tripling our Active ScoreCEO SaaS Customers in the United States and Canada by December 31, 2025.
Growth & Innovation
By 2025, we plan to expand to 3x our client base and increase our sales by at least 200%, continuing to add features that help CROs thrive. We envision a future where credit repair companies, empowered by ScoreCEO, can grow confidently while maintaining strict compliance standards and improving client satisfaction.
The Foundation of
ScoreCEO’s Success
Our success is built on a strong foundation of core values that guide everything we do at ScoreCEO. These values shape our company culture, influence our decisions, and define how we support credit repair businesses.
Growth and
Knowledge
At ScoreCEO, we believe in empowering our team members with continuous learning opportunities. This investment in personal and professional development equips our employees with the skills needed to deliver top-tier services to our clients. When our team grows, so do our clients, and ultimately, so does ScoreCEO—the best credit repair software for professionals.
Compliance
First
Compliance isn’t just an industry requirement—it’s our guiding principle. We focus on helping CROs stay compliant with federal and state regulations, from CROA to the Telemarketing Sales Rule (TSR). This commitment to compliance is woven into every aspect of our credit repair business software, services, and support.
Mutual
Respect
Respect is a fundamental value at ScoreCEO. We treat our team members and clients with the highest level of respect, creating a culture of positivity and collaboration. In turn, our team members treat our clients as royalty, always striving to meet and exceed their expectations.
Customer-Centric Empowerment
Our clients are at the heart of everything we do. We believe in empowering credit repair businesses to succeed by providing them with the tools, knowledge, and support they need to achieve their goals. We stand alongside our clients, with our platforms and services, helping them turn their dreams into reality.
Integrity and
Trust
Trust is essential to building lasting relationships. We trust our employees to always do the right thing, and we encourage transparency in every interaction. At ScoreCEO, the truth is always better than just a “good answer.” Integrity is the foundation upon which we build trust with both our team and our clients.
Optimism and Open Communication
Effective communication is key to overcoming challenges. We practice open, real communication within our team and with our clients. This optimism and transparency allow us to face any obstacle with confidence, knowing that we can work together to find the best solutions for our clients.
Humility
Humility is essential for growth. At ScoreCEO, we check our egos at the door, always open to new ideas and feedback. This mindset of continuous improvement enables us to better serve our clients and adapt to the ever-changing landscape of the credit repair business.
Continuous Improvement
and Collaboration
We are committed to continuous improvement in everything we do. By working together, we push the boundaries of what’s possible, constantly refining our products and services to meet the evolving needs of CROs. Collaboration is the key to success, and at ScoreCEO, we believe in lifting each other up to achieve greatness.
Commitment and
Accountability
We do what we say we will do! on time, with precision. This level of commitment is how we build trust with our clients and ensure that we meet their expectations. At ScoreCEO, accountability is not just a value—it’s a promise we make to ourselves and to our clients.
ScoreCEO was designed to address these challenges and help CROs grow their credit repair business while maintaining the highest standards of compliance.
What Our Customers
Are Saying
“ I have been a client of ScoreCEO since I got in the the credit repair business for almost 10 years. They have been great and ScoreCEO has helped me grow my business and helped me stay in compliance and build a strong reputation. I am very grateful for the coaching and support I have received from Joshua and Arianna and the entire ScoreCEO team throughout this journey “
Timonthy Sandars CREDIT REPAIR OF FLORIDA 
“ I can’t say enough good things about ScoreCEO. My company switched to Score after using the same old software for 10 years, and the experience has been fantastic! My employees love how much easier everything is. Having a Good Faith Estimate to send to our leads has been amazing and is now a vital part to our sales process. My operations staff’s productivity has shot thru the roof, being able to get so much more done in much less time. Having portals for our clients and partners is amazing. New features are getting added every month, so it’s just getting better and better. Lastly, the staff at ScoreCEO is second to none. They have gone above and beyond during the whole transition process, and have been there for my entire staff every step of the way. “
Kate Campbell CREDIT LAW CENTRE 
“ As a business owner, there are many things about ScoreCEO that I like a lot, but the first one is the benefits that the Dashboard provides. On one screen, I can now quickly determine what needs attention. Whether it is the number of leads to process, who has and who has not signed their contract to the analytics on which referral sources are performing the best. Being able to view all of this in one system on one screen is really a big improvement for my company. We all know that our customers can refer customers to us but they will not unless you make it really simple for them. It couldn’t be easier than with ScoreCEO “
Edward Araujo TEXAS CONSUMER CREDIT SERVICES 
Score does a great job. Their staff is attentive and efficient. They have my highest recommendation. We count on their expertise in a variety of ways
Rob Wareham 
Once again ScoreCEO / ScoreInc has come through with wonderful Marketing materials, tools and great resources to create awareness and brand your business! Shout out to Jasmine B for all her great Support and Training! She is amazing!
Tabitha Miranda 
Great demo. All questions answered. Truly like that this company is focused not only on building businesses, but regulatory compliance. Such an important part of any business.
Scott Fix 
I am so glad that I joined ScoreCEO you have made it a very easy and pleasant transition and I appreciate all of the staff, esoecially Jasmine for helping me wit the implementation process, Leeana for always responding to my emails and phone calls!
Valerie Boyd 
Jasmine is amazing and has helped me so many times with last-minute issues. She has made time for me even when it’s not convenient for her and she has done everything possible to help me not lose my mind when issues do arise (not due to her, her team, or ScoreCEO directly).
Sasta Baker 
Had my first training/meeting today with Jasmine and she was AMAZING! She went above and beyond to explain the product to me. Score did an awesome job. I can’t wait to get started. Jasmine thank you for your patience. 5 star!
Gloria Simpson 
Why ScoreCEO?
ScoreCEO is not just another credit repair business software provider; we are a complete, all-in-one solution for running a successful and compliant credit repair business. Here’s what sets us apart:
Compliance at
Every Step
Our software is designed to help CROs stay compliant with complex regulations, ensuring their long-term success.
Powerful
Marketing Tools
We offer built-in marketing features that help credit repair businesses attract and convert leads while remaining compliant.
State Compliance
Module
We provide tools to help manage state-by-state licensing and generate location-specific contracts and disclosures.
Start-Up
Support
We help new businesses get off the ground with “done-for-you” campaigns that set them up for success.
Dispute Process
Outsourcing
As one of the best credit repair outsourcing companies, we offer outsourcing solutions to help CROs focus on what matters most growing their business.
Seamless
Integration
ScoreCEO integrates with platforms like Dropbox e-Sign, making it easier than ever to manage electronic documents and client onboarding.
Ready to grow your credit repair business?
ScoreCEO is here to provide all the tools, support, and compliance solutions you need to succeed. Contact us today to learn more about how we can help you take your credit repair business to the next level.
Get Started NowFrequently Asked Questions
Clearing up your common queries about ScoreCEO
Have
different questions?
Talk to our experts. Get clear advice and take confident steps toward your business goals.
Book A Call With ExpertScoreCEO is the best credit repair software for professionals, offering comprehensive compliance solutions, powerful marketing tools, automated dispute handling, advanced billing automation, and educational resources. Our software supports business growth while ensuring strict adherence to industry regulations.
Our platform is specifically designed around regulatory compliance, addressing laws like CROA, TSR, CAN-SPAM, PCI/DSS, TCPA, and state-specific guidelines. Automated state compliance management and built-in contract templates make it easy for your business to stay compliant.
Absolutely! ScoreCEO provides robust business intelligence dashboards, automated workflows, powerful marketing tools, and the best credit repair outsourcing services. This allows your credit repair business to scale efficiently while maintaining excellent client satisfaction.
We’re committed to continuous credit repair business education. ScoreCEO provides extensive training resources, webinars, and personal support. Our team helps you leverage our tools to maximize business success, compliance, and growth.
Yes, ScoreCEO integrates natively with Dropbox e-Sign, Sinch Mailgun, Mailchimp, Google Analytics, JotForm, Authorize.Net, Blue Notary, Denefits, Zapier (connecting to over 4,000 apps), and credit monitoring services such as SmartCredit, Credit Armor, Dispute Armor, IdentityIQ, and MyScoreIQ. These integrations streamline your credit repair business operations, ensuring efficiency and compliance.
